Treasury Management

 

For more information about our Treasury Management options

or call
213.430.5150

American Business Bank closely manages all the depository needs of our highly valued clients. We understand the needs for growing companies to optimize the productivity of their cash. Each treasury structure is customized to fit the needs of each client with services such as:

 

ABBConnect

Our online business banking platform enables businesses to tailor and manage their banking needs for the most effective daily productivity.

ABBConnect allows you to obtain balances, review transaction activity, transfer funds, pay bills, request stop payments, initiate ACH payments, download statements, export data for account reconciliation and more. With this business online portal a company administrator has full control of users, bank account access and entitlements. ABBConnect is the answer to secure business banking and your company’s productivity.

 

ACH

Through ABBConnect you can initiate an Automated Clearing House (ACH) payment and improve your cash flow by receiving/sending payments electronically. ACH is the best fit for repeat payables, payroll, tax payments and other payments. Not only is it a cost effective way to make payments, ACH also assists with preventing check fraud.

 

Account Analysis

Offset monthly account fees through an earnings credit allowance on the deposit balances you maintain with the bank.

 

Bill Pay

Bill Pay is a secure way to pay bills online to individuals or companies without writing a check or using a stamp.

Bill Pay has payee management and payment history, making paying bills easier. Add or delete payees. Set up one-time or reoccurring payments. Both electronic check and paper check payments can be issued through this service. Let our Bill Pay do the work for you.

 

Business Mobile Banking

Now you have your finger on your finances. American Business Bank’s new Business Mobile Banking is the convenient way to bank while on the go from your iPhone, iPad or Android device.

 

Business QuickBooks & Quicken Services

With ABBConnect you can export and download data to QuickBooks & Quicken for your account reconciliation via WebConnect or Direct Connect.

 

Cash Vault 3rd Party Depository Services

For businesses that make frequent cash deposits we offer armored courier service to make automated deposits of your cash and checks at our cash vault, where your deposits will be processed and deposited securely, reliably and promptly.

 

Consumer Online Banking

Personal and small business clients can enroll in our consumer online banking portal directly from the bank website. With consumer banking you can manage transactions, review account balances, make wire transfers, pay bills, download statements and more.

 

Consumer Mobile Banking

Consumer Mobile Banking is now accessible through a mobile device anytime you need it. You can do all the functions you are able to do on our full site from any Apple device.

 

Credit Cards

Corporate credit cards are available for your company’s purchasing needs, and include EMV security, also known as “chip” security. Cardholders will benefit from Score Card rewards. In addition, a cardholder portal which allows payments and credit card increases to be made online is accessible anytime you need it.

 

Lock Box Services

Our Lock Box services handle all receiving and processing of check payments. Increase your cash flow by getting remittances into your account more quickly. Save time and money by cutting the amount of incoming mail processed by your employees.

 

Positive Pay

An automated check fraud detection tool that matches information on each check presented for payment against the list of issued checks you upload to ABBConnect. Notification of any unauthorized check presentations are sent for pay/return decision.

Through Positive Pay, all checks presented will be compared to the check issues that were uploaded online and any suspect items will be alerted to you for decision to pay or return. A daily cut-off time for decisions does apply.

 

Remote Deposit Capture

Deposit checks electronically from your desktop using a Remote Deposit Capture scanner and software that is installed on your computer. Scan checks for deposit any time that is best for you and receive credit the next day.

 

Reporting/Account Reconciliation/BAI2

Improve audit control and avoid inefficient manual reconciliation processes by getting online check reconciliation that summarizes all check activity for the reconcilement period (issued, paid, outstanding, stopped and voided) and is used in balancing online account balances. A detailed reconcilement listing can be produced and printed or exported to Excel. The system supplies three-month paid check information and custom reporting.

 

Wire Services

Securely transfer funds same-day electronically to other financial institutions domestically or internationally through ABBConnect.

Make same day wire transfers online using one-time or template based set-ups. Limits, approvals and set-ups can all be controlled for secure wire processing. Alerts for both incoming and outgoing wires can be sent to manage your cash flow and activity.

 

For more information about our Treasury Management options

or call  213.430.5150

 

 

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