Business Services

Deposit Services & Cash Management

American Business Bank closely manages all the depository needs of our highly valued clients. We understand the need for growing companies to optimize the productivity of their cash. Each cash management structure is customized to fit the needs of each client with services such as:

  • Corporate Depository Services
    • - Business Demand Deposit Accounts
    • - Business Money Market Accounts
    • - Business Savings Accounts
    • - Certificates of Deposit
    • - Special Deposits (Escrow, Bankruptcy)
    • - Zero Balance Accounts
    • - Sweep Accounts
  • Telephone Notification
    • - Returned Items
    • - Incoming Wires
    • - Maturing Investments
  • Lock Box Processing
  • Investment Services
  • Courier Service
  • Remote Deposit
  • Online Banking
    • - Bill Payment
    • - Positive Pay
    • - Funds Transfer
    • - Account Information Download
    • - Automatic Clearing House (ACH) Origination
    • - Stop Payments
    • - Wire Transfers

 

Credit Services

American Business Bank expertly creates and manages customized, properly structured credit facilities necessary for our clients to meet their changing business objectives.

  • Short Term Working Capital Lines
  • Term Loans for Equipment or Leasehold Improvements
  • Commercial/Industrial Real Estate Loans
  • Accounts Receivable Lines
  • Corporate Credit Cards

 

Consulting & Referral Services

American Business Bank Relationship Managers are well-rounded bankers. The wealth of experience allows our clients to utilize them in an advisory capacity for both banking and business issues.

  • Consulting
    • - Treasury Consulting
    • - Debt Structure Consultation
    • - Lease vs. Buy Decisions
    • - Acquisitions
  • General Business Advice
  • Referrals
    • - Investment Banking
    • - Investment Management
    • - Equipment Leasing
    • - Residential Mortgage Lending
    • - Professional Referrals (CPA's, Attorneys, etc.)

 

Private Banking

American Business Bank understands that business owners and executives have personal financial goals in addition to their business goals. We provide a wide array of personal banking services to owners and key executives to assist them achieve their goals.

  • Depository accounts including: Checking, Money Market, Savings and Certificates of Deposit
  • Personal Loans and Lines of Credit
  • Credit Cards
  • ATM Cards

 

International Banking

In the increasingly global economy, international banking services are crucial to businesses wishing to maximize profits. American Business Bank provides a full range of international banking services. Our International Department assists our clients with expert advice on all international products.

  • International Money Transfers
  • Import and Export Commercial Letters of Credit
  • Standby Letters of Credit
  • Foreign Currency Deposits
  • Documentary & Clean Collections
  • Foreign Currency Exchange